Glossary of Identity Protection Terms

Key Terms You Should Know

Identity Theft

When someone uses your personal information—like your Social Security number or credit card—without your permission to commit fraud or theft.

Credit Freeze

A security measure that blocks access to your credit report, making it difficult for new accounts to be opened in your name.

Dark Web

A part of the internet that isn’t indexed by search engines. Often used to sell stolen information and personal data.

Phishing

A type of online scam where attackers impersonate trusted entities to trick you into sharing sensitive information.

Two-Factor Authentication (2FA)

An extra layer of security that requires both your password and a second form of verification to log in.

Credit Monitoring

A service that tracks changes to your credit report and alerts you to suspicious activity.

Social Engineering

A technique used by scammers to manipulate people into revealing confidential information.

Data Breach

An incident where sensitive data is exposed, accessed, or stolen by unauthorized individuals.

VPN (Virtual Private Network)

A service that encrypts your internet connection, helping protect your data and privacy online.

Cybersecurity

The practice of protecting systems, networks, and data from digital attacks or unauthorized access.